Lifetime Mortgage
See what releasing equity from your home could look like
This quick tool helps you explore how much equity you might be able to release from your home.
Why this matters
- It can let you use some of the value tied up in your home without having to move out
- It may provide extra money for later-life plans, home improvements, or more financial flexibility
- This can help you understand what might be possible, and what it could mean for your remaining equity
Takes about 3 minutes.
This is a rough guide, not a recommendation.
You can change your answers later.
What we'll ask
- The age of the youngest property owner.
- The approximate value of your property.
- Any outstanding mortgage on your home.
What you'll get
- A rough estimate of what could be released.
- An illustration of how this may affect your remaining equity.
- A result you can save to your dashboard.
Your age will affect how much equity you can release
We've taken a guess based on your profile.
How much money could this actually mean?
What does this mean to the money I might leave behind?
Releasing equity in your home could free up to pay for things you need.
This could increase over time
The value of your estate will be reduced by the amount of your lifetime mortgage. However, if interest rates are higher than your mortgage rate, your house may regain some equity, meaning your estate may still grow over time.
Use these controls to adjust some of the settings in this calculator