Investment Planner
£5,000 now and £200 a month for 10 years could build to £38,800
This tool helps you sense-check what investing could look like for your goals.
What we'll ask
- How much you might invest initially and monthly.
- Whether you're considering an ISA or pension.
- Your comfort level with investment risk.
What you'll get
- A projected value based on your inputs.
- A suggested fund and risk direction to explore.
- A result you can continue from or revisit later.
Start by thinking about what you could invest.
This gives us the shape of your plan so every step after this feels more relevant. Nothing is committed here.
How much feels realistic?
Why we ask this
A sensible starting amount and timescale help us show a more useful projection.
- You can start with a lump sum, a monthly amount, or both
- Longer terms usually make short-term market swings less important
- You can revise these numbers later if you change your mind
ISA or pension: which fits what you want this money to do?
Both can help you invest for the future. The main difference is when you can access the money and how the tax benefits work.
Not sure which fits best? Compare ISAs and pensions in plain English.
How much of this year's ISA allowance have you already used?
This only matters if you chose an ISA. If you chose a pension, we'll skip straight on.
If you are paying into a Stocks & Shares ISA, there is a yearly limit on how much can go in across all your ISAs. A rough figure is fine if you don't know the exact number.
The current ISA allowance is . Allowance left: .
What is your attitude to risk (ATR) for this investment?
Choose a risk level, or click the button below to learn more
How much investment risk are you prepared to take to meet this goal?
Would you like to bring any existing investments into this picture?
This is optional. If you add transfers here, we'll include them in the result so you can see one combined view.
Your draft investment picture
We'll combine your new money and any transfers you add here before we show the main outcome.
| Investment | Initial contribution | Ongoing contribution |
|---|---|---|
| 0 investments totalling | 0 | 0/mth |
Why people do this
- Fewer accounts to keep track of
- One place to see how your money is doing
- A clearer view of whether you are on course
What happens if you transfer later
- That is fine too, you do not need every detail right now
- We can ask your provider for the transfer when you are ready
- Some holdings may transfer as cash instead of staying invested
Here's what this could add up to.
This is an illustration based on your amounts, term, selected risk level, and any transfers you added.
What you could get
Illustrative range: to
This assumes and risk level .
At a glance
You pay in:
Transfers included:
Account type:
What you contribute
Illustrative lower outcome
Illustrative higher outcome
What this helps you see
- How much of the outcome comes from your own contributions
- How much difference time and investment risk can make
- How existing investments could strengthen the picture
Important to remember
- Investments can go down as well as up
- This is an illustration, not personal advice
- Charges and tax can affect what you get back
An investment option aligned to the risk level you chose.
This is a starting option to explore, based on the risk level you selected and the account type you chose.
Investment option
Risk level
Ongoing charge
Why this option
It lines up with the risk level you chose and the kind of wrapper you selected.
- Provider:
- Type:
- Minimum initial:
- Minimum monthly:
About this option
Objective:
Fact sheet
Final step: tell us about you and how you'd like to fund this.
If you continue, we'll use these details to open the account and help you complete the payment or transfer process.