Wealth that lasts longer than the conversation about it.
Discretionary investment management and private wealth planning. For families who plan in decades, not quarters.

Take an informed look at your retirement income
The figure on a pension statement is rarely the figure you’ll live on - getting that bit right takes skill.
Start a model today
A small number of substantial relationships.
Discretionary investment management and private wealth planning for families who plan in decades, not quarters. Founded in 1987, today we serve a small number of substantial clients from offices in London and Edinburgh. Independent. Principal-aligned. Accountable. We do not take referrals on commission, we do not run model portfolios, and we do not promise above-market returns. The relationship is the work.
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An indicative view of retirement income.
The figure on a pension statement is rarely the figure you’ll live on. Tax position changes; allowances shift; longevity matters more than market returns. The illustration below offers an indicative view across a number of variables — useful as a starting point, never as a plan. We’d be glad to walk through your own picture in person.
Open the pension planner
Across London, Edinburgh.
What we do
Discretionary management
Portfolios designed around an objective — capital growth, sustainable income, generational transfer — and managed against it. Bespoke, by design.
See an indicative retirement view →Wealth structuring
Trusts, partnerships, foundations. Wealth held in the right place, in the right hands, for the right reasons. Working with your solicitor and tax adviser; or appointing ours.
Philanthropic advice
From single-cause giving to family foundations. The mechanics of generosity, done with the same care as anything else we do.