Pension check
An indicative view of retirement income.
The figure on a pension statement is rarely the figure you’ll live on. Tax position changes; allowances shift; longevity matters more than market returns. The illustration below offers an indicative view across a number of variables — useful as a starting point, never as a plan.
Before you begin
Treat the figures as directional. The model assumes steady contributions and an annuity-style drawdown; it does not account for tax-free cash strategy, your wider portfolio, or the specifics of your tax position. Those are the conversations we have in person, and they are where the work actually gets done.
Not advice — by using this tool you accept our terms.
Walk through your own picture.
We would be glad to talk you through a fully personalised projection — yours, not a model’s — and the conversation that follows. By appointment, in London or Edinburgh.